1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

A caring doctor consulting with a patient

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?

How Health Care Sharing Works

A simple, transparent alternative to traditional insurance — where members of faith help one another with medical costs.

What Is a Health Care Sharing Ministry?

A Health Care Sharing Ministry (HCSM) is a faith-based, non-profit organization where members share the cost of each other’s eligible medical expenses. Rather than paying premiums to an insurance company, members contribute a monthly “share” that goes directly toward helping fellow members in need.

HCSMs have existed in the United States for decades and are recognized under federal law. They provide a community-driven, values-based alternative to traditional health insurance — one that prioritizes people over profits.

Anglican Care is a Health Care Sharing Ministry and is not a licensed insurance company. Health care sharing is voluntary and is not guaranteed. This is not insurance.

How It Works in 3 Steps

1

Choose Your Program

Select from Foundational, Essential, or Complete tiers based on your preferred Member Responsibility Amount (MRA) and sharing limit.

2

Pay Your Monthly Contribution

Your voluntary monthly contribution goes directly toward helping other members with their eligible medical needs.

3

Submit Your Needs

When you have an eligible medical expense, submit it through the member portal. Once your MRA is met, the community shares the rest.

Who Is Eligible to Join?

Anglican Care welcomes individuals and families who share our faith-based values. To become a member, you’ll need to:

  • Agree with our Statement of Faith and Statement of Biblical Beliefs
  • Attend a church or faith community regularly (or agree to the pastoral reference process)
  • Live a lifestyle consistent with our community guidelines
  • Be a U.S. resident in one of our available states

There are no health questionnaires or medical underwriting. Anglican Care does not deny membership based on pre-existing conditions, though pre-existing conditions are eligible for sharing after 12 months of continuous membership.

Understanding Your Member Responsibility Amount

Your “Member Responsibility Amount” (MRA) is the amount you pay out-of-pocket before sharing begins for each medical incident. Each program tier has a different MRA:

  • Foundational: $5,000 MRA — lowest monthly contribution, highest out-of-pocket. Sharing limit: $250,000.
  • Essential: $2,500 MRA — balanced sharing and affordability. Sharing limit: $500,000.
  • Complete: $1,000 MRA — highest monthly contribution, lowest out-of-pocket. Sharing limit: $1,000,000.
  • Senior Care (65+): $500 MRA — for Medicare beneficiaries. Sharing limit: $250,000.

Once your MRA is met for a given medical incident, the community shares the remaining eligible expenses according to your program’s sharing guidelines, up to your per-incident sharing limit.

What Can Be Shared?

Eligible for Sharing

  • Doctor and specialist visits
  • Hospital stays and surgeries
  • Emergency room visits
  • Lab work and diagnostic imaging
  • Prescriptions (up to $5,000 per incident)
  • Maternity care (after 12 months)
  • Telehealth visits ($0 consult)

Not Shared

  • Cosmetic or elective procedures
  • Experimental or unproven treatments
  • Substance abuse rehabilitation
  • Injuries from illegal activities
  • Long-term care or nursing home
  • Vision and dental (separate add-on)

Sharing guidelines are subject to the member agreement. Pre-existing conditions are eligible after 12 months of continuous membership. This is not an insurance contract and sharing is not guaranteed. See our full Sharing Guidelines for complete details.

Ready to Get Started?