Experiencing a medical trial can feel stressful, but navigating the medical need sharing process should be clear, supportive, and transparent. As a 20+ year Christian Health Care Sharing Ministry, Anglican Care guides members step-by-step through every phase of submitting and resolving an eligible medical need. Here is a comprehensive walkthrough of how the process works from start to finish.
Step 1: Seeking Care with Complete Provider Freedom
When a medical need arises, your primary focus is receiving proper medical attention. Anglican Care members can visit any licensed doctor, specialist, or hospital of their choice without network restrictions. At the time of care, inform the healthcare provider that you are a cash-paying member of a health care sharing ministry and request itemized medical bills (UB-04 or CMS-1500 forms) with diagnostic codes.
Self-pay patients often receive prompt payment discounts from medical facilities, which significantly lowers total billable amounts before community sharing begins, conserving valuable community resources for all members.
Having provider freedom means you never have to worry about out-of-network penalties, allowing you to choose the physicians you trust most for your family’s care without needing pre-authorization from a corporate network manager.
Step 2: Meeting Your Member Responsibility Amount (MRA)
Before community sharing begins, members pay their designated Member Responsibility Amount (MRA) directly to the medical provider. Your MRA depends on the specific Anglican Care program tier you selected—whether Foundational, Essential, Complete, or Senior Care. Out-of-pocket expenses up to your MRA are managed by your household, keeping voluntary monthly contributions lower for the entire ministry.
Managing routine minor expenses up to your chosen MRA ensures that the sharing pool remains focused on significant medical events, keeping monthly contribution gifts modest and predictable for all households while protecting families against unexpected catastrophic medical expenses.
Step 3: Submitting Need Documentation via the Member Portal
Once medical bills exceed your MRA, submit your medical need through the secure Anglican Care member portal or by contacting member services. Required documentation typically includes:
- Itemized medical bills showing service codes and individual charges.
- A completed Medical Need Form describing the incident or diagnosis.
- Proof of any payments made toward your Member Responsibility Amount.
- Relevant medical records if requested for guideline verification.
Our digital portal makes uploading documents quick and easy, allowing members to track the progress of their need submission in real time from any smartphone or computer.
Step 4: Ministry Review and Guideline Verification
Our compassionate ministry team reviews submitted documentation to ensure the need meets Anglican Care Sharing Guidelines. Eligible expenses include doctor visits, hospital stays, surgical procedures, and emergency care associated with qualified medical events. Needs arising from acts contrary to our Statement of Faith are unshareable.
This verification process ensures that shared funds are managed with biblical stewardship and transparency, honoring the trust placed in the ministry by every contributing family and maintaining equity across the entire membership.
Step 5: Community Sharing, Funds Distribution, and Encouragement
Once approved, eligible medical bills are published for community sharing. Voluntary monthly contributions from fellow members are allocated to pay the provider directly or reimburse the member. Along with financial assistance, members frequently receive prayers and notes of encouragement from fellow believers across the country.
Direct funds distribution ensures that medical bills are settled promptly, providing member families with complete peace of mind and freedom from financial anxiety following a health trial.
Conclusion: Walking Beside You in Every Health Journey
Anglican Care is dedicated to making the medical sharing journey smooth, transparent, and faith-filled. Our team stands ready to assist you at every step, ensuring you receive the support you need when health trials occur.
Learn more about sharing guidelines on our how it works page or get in touch with our support team on our contact page today.