As independent health advisors, employee benefit consultants, and financial professionals navigate an evolving healthcare landscape, client demand for affordable, values-aligned healthcare alternatives continues to reach record highs. Millions of Christian families, self-employed individuals, and faith-based small business owners are actively seeking alternatives to costly traditional corporate products. Health Care Sharing Ministries (HCSMs) represent one of the fastest-growing sectors in the industry, offering advisors a powerful opportunity to expand their portfolio while serving clients with integrity.
In 2026, rising small business expenses and escalating family contribution demands have prompted thousands of employers and individuals to re-evaluate their healthcare strategy. Brokers who present Anglican Care provide an ideal solution that pairs substantial cost savings with total provider freedom and Christian community values.
At Anglican Care, we value our professional broker and advisor partners as essential ambassadors of our faith-based ministry. Understanding our commission structures, program tier flexibility, and compliance guidelines enables brokers to build a highly profitable, recurring revenue stream while providing clients with transparent, budget-friendly medical sharing options. Here is what every broker needs to know about partnering with Anglican Care.
Competitive, Recurring Commission Structures for Brokers
Unlike traditional fee structures that feature declining commission percentages or complex tier hurdles, Anglican Care offers brokers a transparent, attractive commission model designed for long-term business growth:
- Predictable Monthly Recurring Compensation: Brokers earn competitive recurring monthly commissions for the lifetime of each active member enrollment. As long as your client maintains their voluntary membership in Anglican Care, you receive monthly commission payments.
- High Member Retention Rates: Thanks to our low monthly contribution rates (beating comparable market options by at least 10%), high member satisfaction, $0 telehealth perks, and warm Christian prayer support, Anglican Care boasts member retention rates exceeding 90%. High retention translates directly into stable, compounding long-term passive revenue for your agency.
- Prompt, Reliable Payouts: Commissions are calculated automatically and paid out monthly via direct deposit, complete with detailed commission reporting accessible through our dedicated Broker Portal.
Versatile Program Tiers Tailored to Every Client Profile
To help brokers serve a broad range of client needs, Anglican Care offers versatile program options across individual, family, senior, and group markets:
1. Individual & Family Sharing Tiers
- Foundational Tier ($5,000 MRA / $250k Limit): Lowest monthly contributions (starting at $79/mo for individuals under 30). Perfect for healthy, budget-conscious clients or young entrepreneurs.
- Essential Tier ($2,500 MRA / $500k Limit): Our sweet-spot solution for growing families ($399/mo for family of 3+ in 30s-40s). Balanced out-of-pocket exposure with excellent coverage limits.
- Complete Tier ($1,000 MRA / $1M Limit): Comprehensive sharing with minimal per-incident out-of-pocket responsibility ($1,000 MRA). Excellent for clients seeking premium peace of mind.
2. Senior Care Sharing (Ages 65+)
Designed specifically for seniors enrolled in Medicare Parts A & B. With contributions starting at just $89/month (65-74) and $135/month (75+), Anglican Care shares eligible out-of-pocket expenses after Medicare with a low $500 MRA per incident. Brokers can offer seniors substantial savings compared to commercial market options like Medi-Share 65+ or CHM SeniorShare.
3. Group & Organization Sharing (5+ Enrolled Members)
Ideal for churches, Christian schools, non-profits, and faith-aligned small businesses. Offers flat per-member rates regardless of age (starting at $99/mo per member for groups of 5-24, dropping to $69/mo for groups of 100+), featuring a $2,500 MRA and $500,000 sharing limit per incident. Group accounts include dedicated account managers and streamlined administrative onboarding support.
4. Catastrophic Support Add-On
An optional add-on ($37/mo individual, $99/mo family) that extends any program sharing limit by an extra $1,000,000 per incident without requiring additional MRA payments.
Compliance and Ethics: Presenting HCSMs Correctly
To maintain regulatory compliance and ensure absolute client transparency, brokers must present Anglican Care accurately. Health care sharing ministries are non-profit religious arrangements where members voluntarily share medical expenses according to shared Christian values. HCSMs are explicitly distinct from commercial corporate product providers.
When consulting with clients, brokers should emphasize:
- Participation is completely voluntary and rooted in shared faith commitments.
- Members interact with healthcare providers as prompt cash-paying patients, giving them freedom to choose any doctor or hospital across all 50 states.
- Program rules, including Member Responsibility Amounts (MRAs) and sharing limits, are transparently outlined in the published Anglican Care Sharing Guidelines.
- Brokers can effectively educate client HR administrators and individual policyholders on how voluntary sharing operates transparently without corporate middleman billing obstacles.
Partnering with Anglican Care: Broker Portal and Marketing Support
Anglican Care makes selling and managing client accounts simple. Approved broker partners receive access to our custom Broker Portal, equipped with digital enrollment links, real-time client tracking, co-branded marketing collateral, product pricing sheets, and client presentation tools. In addition, our dedicated broker support desk stands ready to assist with custom employer quotes, onboarding webinars, and regional sales strategy.
By adding Anglican Care to your product portfolio, you position your agency as a trusted advisor capable of delivering dramatic cost savings, complete provider freedom, and biblical community support to Christian individuals, families, seniors, and employers across America.